Consumer Loans, All Commercial Banks

Consumer Loans, All Commercial Banks is the value of a stated class of bank loans, reported as Billions of U.S. Dollars.

1911.52

Billions of U.S. Dollars

Updated 2026-07-01 · monthly↑ Increasing

Consumer Loans, All Commercial Banks — latest reading: 1911.52 billions of u.s. dollars. As of July 2026, it is up 4.9% over the past 12 months, well above its 10-year average. Source: CONSUMER, US Federal Reserve Board, published monthly. Reported as published, without transformation; the publisher may revise it. Higher than all but 9 of 955 readings since 1947-01-01. Last at or above this level on 2024-11-01.

Min

4.16

Max

1926.02

Average

495.73

10Y Percentile

93%

3M Change

+1.3%

Jul 2026 · 1,911.52 Billions of U.S. Dollars
NBER recession periods

Consumer Loans, All Commercial Banks (CONSUMER) — 955 observations from 1947-01-01 to 2026-07-01. Source: FRED, Federal Reserve Bank of St. Louis. Red shading indicates NBER recession periods.

Compare Consumer Loans, All Commercial Banks with other indicators →

How these numbers changed

Every figure above is the current one. These are the same periods as first published — what Consumer Loans, All Commercial Banks said on the day, before it was restated. Measured in Billions of U.S. Dollars.

PeriodFirst printNowChangeRepublished
Jul 20261909.92941911.5175+1.5882×
Jun 20261896.57231900.5087+3.9367×
May 20261908.33311893.7316-14.60110×
Apr 20261900.01381887.8164-12.19714×
Mar 20261886.7231882.9195-3.80316×
Feb 20261872.70431872.8016+0.09715×
Jan 20261867.18471867.8535+0.66919×
Dec 20251858.05511860.5466+2.49116×
Nov 20251852.2221852.1861-0.03614×
Oct 20251845.40321844.5958-0.80716×
Sep 20251835.77721836.1225+0.34519×
Aug 20251970.62221828.459-142.16313×

Consumer Loans, All Commercial Banks for July 2026 first printed at 1909.9294 on August 14, 2026, was revised 2 times, and now reads up to 1911.5175. Recompute any row from FRED's own vintage archive.

Macro Regime Context

The financial-conditions regime is currently neutral (63% confidence).

See what this means across all four regime dimensions →

3-Month

+1.3%

6-Month

+2.3%

12-Month

+4.9%

What this means

Consumer Loans, All Commercial Banks is currently at 1911.52 billions of u.s. dollars, which is well above its 10-year historical average. The trend is increasing (+1.3% over the past 3 months).

Over the past 6 months the change is +2.3%, and over 12 months it is +4.9%. The short-term pace is consistent with the longer trend.

Cite this page

MacroRadar, "Consumer Loans, All Commercial Banks," https://www.macroradar.io/consumer-loans-all-commercial-banks (as of July 2026).

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