Real Disposable Personal Income

Real Disposable Personal Income is income received by people before or after stated adjustments, reported as Billions of Chained 2017 Dollars.

18122.50

Billions of Chained 2017 Dollars

Updated 2026-07-01 · monthly Stable

Real Disposable Personal Income — latest reading: 18122.50 billions of chained 2017 dollars. As of July 2026, it is up 0.5% over the past 12 months, well above its 10-year average. Source: DSPIC96, US Bureau of Economic Analysis, published monthly. Reported as published, without transformation; the publisher may revise it. Higher than all but 4 of 811 readings since 1959-01-01. Last at or above this level on 2026-01-01.

Min

2318.40

Max

20520.00

Average

8656.57

10Y Percentile

97%

3M Change

+0.9%

Jul 2026 · 18,122.5 Billions of Chained 2017 Dollars
NBER recession periods

Real Disposable Personal Income (DSPIC96) — 811 observations from 1959-01-01 to 2026-07-01. Source: FRED, Federal Reserve Bank of St. Louis. Red shading indicates NBER recession periods.

Compare Real Disposable Personal Income with other indicators →

How these numbers changed

Every figure above is the current one. These are the same periods as first published — what Real Disposable Personal Income said on the day, before it was restated. Measured in Billions of Chained 2017 Dollars.

PeriodFirst printNowChangeRepublished
Jun 202618056.118054.9-1.2
May 202617983.818000.1+16.3
Apr 202617932.617957.1+24.5
Mar 202618108.718030.5-78.2
Feb 202618100.818051.9-48.9
Jan 202618203.218134.6-68.6
Dec 202518032.218018.5-13.7
Nov 202518031.218035.1+3.9
Oct 202518018.718037.3+18.6
Sep 202518116.118094.6-21.5
Aug 202518097.218076.9-20.3

Real Disposable Personal Income for June 2026 first printed at 18056.1 on July 30, 2026, was revised once, and now reads down to 18054.9. Recompute any row from FRED's own vintage archive.

Macro Regime Context

The growth regime is currently late cycle (67% confidence).

See what this means across all four regime dimensions →

3-Month

+0.9%

6-Month

-0.1%

12-Month

+0.5%

What this means

Real Disposable Personal Income is currently at 18122.50 billions of chained 2017 dollars, which is well above its 10-year historical average. The trend is stable (+0.9% over the past 3 months).

Over the past 6 months the change is -0.1%, and over 12 months it is +0.5%. The short-term move is accelerating relative to the longer trend.

Cite this page

MacroRadar, "Real Disposable Personal Income," https://www.macroradar.io/real-disposable-personal-income (as of July 2026).