Total Consumer Credit Owned and Securitized
Total Consumer Credit Owned and Securitized is credit extended to consumers under the stated coverage, reported as Millions of U.S. Dollars.
5196778.44
Millions of U.S. Dollars
Total Consumer Credit Owned and Securitized — latest reading: 5196778.44 millions of u.s. dollars. As of August 2026, it is up 2.7% over the past 12 months, well above its 10-year average. Source: TOTALSL, US Federal Reserve Board, published monthly. Reported as published, without transformation; the publisher may revise it. Higher than every one of the other 1003 readings since 1943-01-01.
Min
5354.36
Max
5196778.44
Average
1265920.30
10Y Percentile
100%
3M Change
+0.8%
Total Consumer Credit Owned and Securitized (TOTALSL) — 1004 observations from 1943-01-01 to 2026-08-01. Source: FRED, Federal Reserve Bank of St. Louis. Red shading indicates NBER recession periods.
Compare Total Consumer Credit Owned and Securitized with other indicators →
Next scheduled release: Fri, Nov 6 (G.19 Consumer Credit, per the FRED release calendar — scheduled dates can move).
How these numbers changed
Every figure above is the current one. These are the same periods as first published — what Total Consumer Credit Owned and Securitized said on the day, before it was restated. Measured in Millions of U.S. Dollars.
| Period | First print | Now | Change | Republished |
|---|---|---|---|---|
| Jul 2026 | 5186204.07 | 5188497.83 | +2293.76 | 1× |
| Jun 2026 | 5166907.71 | 5170757.74 | +3850.03 | 2× |
| May 2026 | 5154538.86 | 5155421.48 | +882.62 | 3× |
| Apr 2026 | 5153090.64 | 5152527.91 | -562.73 | 4× |
| Mar 2026 | 5140540.72 | 5131428.77 | -9111.95 | 5× |
| Feb 2026 | 5116788.24 | 5110390.78 | -6397.46 | 6× |
| Jan 2026 | 5114679.44 | 5103212.46 | -11466.98 | 7× |
| Dec 2025 | 5109419.57 | 5098820.82 | -10598.75 | 8× |
| Nov 2025 | 5084831.24 | 5083079.45 | -1751.79 | 9× |
| Oct 2025 | 5084108.94 | 5079764.65 | -4344.29 | 10× |
| Sep 2025 | 5076636.01 | 5071963.31 | -4672.7 | 9× |
Total Consumer Credit Owned and Securitized for July 2026 first printed at 5186204.07 on September 8, 2026, was revised once, and now reads up to 5188497.83. Recompute any row from FRED's own vintage archive.
Macro Regime Context
The financial-conditions regime is currently neutral (97% confidence).
See what this means across all four regime dimensions →3-Month
+0.8%
6-Month
+1.7%
12-Month
+2.7%
What this means
Total Consumer Credit Owned and Securitized is currently at 5196778.44 millions of u.s. dollars, which is well above its 10-year historical average. The trend is stable (+0.8% over the past 3 months).
Over the past 6 months the change is +1.7%, and over 12 months it is +2.7%. The short-term pace is consistent with the longer trend.
Cite this page
MacroRadar, "Total Consumer Credit Owned and Securitized," https://www.macroradar.io/total-consumer-credit-owned-and-securitized (as of August 2026).